French expats struggle with international banking fees and currency exchange when sending money home or traveling.
Create a neobank focused on French expats, with fee-free EUR transfers, competitive FX rates, and local IBANs.
Expats would pay for premium features like higher transfer limits or business accounts.
Start with a basic multi-currency wallet and card, then add features like bill pay in EUR.
Risk: Competing with established players like Revolut and N26.