Freelancers and contractors often struggle to find insurance that fits their unique needs. Traditional policies are too rigid or expensive for their variable income and work situations.
Create a platform that connects users with personal agents who specialize in umbrella insurance. Agents can craft policies tailored to individual risk profiles and budgets.
Freelancers and contractors pay for the service because it offers them peace of mind and financial protection.
The MVP could be a simple app where users input their details and get matched with an agent. The agent handles the rest.
The biggest risk is convincing freelancers to invest in insurance when they may not see immediate benefits.