Policy documents are full of legal terminology that leaves consumers unsure what's covered. Most insurance apps don't address this knowledge gap.
Create an app that lets users paste policy excerpts or select terms to get plain-English explanations with examples. Include flowcharts for claims processes.
Monetize through affiliate links to better-rated insurance products when users discover coverage gaps.
Start with German market focusing on top 100 insurance terms.
Risk is insurance companies copying the feature into their own apps.