Data & APIgeospatialinsuranceapi

Satellite risk data API

Package geospatial risk analysis into a developer-friendly API. Target insurtech and proptech startups needing affordable access to property intelligence.

Why now

Climate volatility and insurance crises create demand for more granular, real-time risk data than traditional models provide.

Who for
Insurtech developers
Business model
API usage fees
Effort
A few months

Smaller insurers and property platforms can't afford custom satellite analytics pipelines but need better risk data than public sources offer.

Build a simple API that returns risk scores for coordinates with optional premium detail layers. Price based on resolution and refresh frequency.

Start with wildfire and flood models for one region. The risk is underestimating data acquisition costs at scale.

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Satellite risk data API — Ideas